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Vehicle Service Contract

Don't let the cost of unexpected breakdowns slow you down.

Are you covered?

Your vehicle has thousands of parts and components.

Drive with confidence knowing you’re covered. Imagine driving with complete peace of mind, knowing that unexpected mechanical breakdowns won’t derail your plans or your budget. Leveraging our expertise, we offer comprehensive coverage that ensures your vehicle is protected without breaking the bank. You deserve a service contract that is straightforward and simple and provides valuable protection when a breakdown occurs. Plus, our 24/7 roadside assistance means you’re never alone on the road.

Invest in your vehicle’s future with confidence, knowing we’ve got you covered every mile of the way. With the advanced technology in today’s vehicles, the costs of repairs tend to increase every year. Our coverage can help protect you from these potentially high out-of-pocket expenses.

Guard against the expense of repairs with a vehicle service contract.

$1,600 +

The average repair bill for a vehicle is over $1,600* and costs rise every year.

Because of the way most automobiles are built, replacing an entire component may occur more often than repairing a single part, which adds to the overall expense.

*Based on CNAN claims data from 2024-2025

<59%

59% of Americans can't cover a $1,000 emergency expense.*

While some have money saved for unexpected bills, many would have to finance the amount with a credit card or borrow money from friends or family.

* CNBC 2025 Survey

Coverage Tiers

Vehicle Value Care+Plus

Basic

  • Engine
  • Transmission
  • Drivetrain Assembly
  • Front-Wheel Steering
  • Brakes
  • Electrical
  • Air Conditioning & Heating
  • Fuel System
  • Cooling System

 

These parts are covered if the vehicle service contract term exceeds the powertrain warranty term.

Mechanical Advantage Care+Plus

Good

Includes Basic Coverage Plus:

  • Interior Electronics
  • Powertrain Electronics
  • ABS Brakes
  • Convenience Accessories
  • Suspension
  • Steering

Automotive Essential Care+Plus

Better

Includes Good Coverage

Automotive Essential Care+Plus covers the most important mechanical parts of the vehicle. Examples of non-covered parts are listed below, with exclusions listed to the right. For a full list, please refer to the contract.

  • Vehicle Hardware
  • Multimedia Interfaces
  • Convenience & Utility Accessories
  • Routine Maintenance Items
  • Replaceable Items
  • Cosmetic Items

Automotive Preferred Care+Plus

Best

Top-of-the-line Exclusionary Coverage:

Includes all parts covered by our basic, good and better plans and more. The coverage is so comprehensive, it's easier to tell you which components aren't covered. See contract for details.

Valuable features of your coverage

Roadside Assistance

Roadside Assistance

Simply call our toll-free number 24 hours a day, seven days a week for our sign-and-drive service or towing. Or, you can call your own provider and we will reimburse you up to a certain dollar limits.

Rental Car Reimbursement

Rental Car Reimbursement

We reimburse up to $50 per day with a maximum of $350 per occurrence for a rental vehicle when a covered mechanical breakdown occurs and the vehicle is deemed inoperable.

Travel and Lodging Reimbursement

Travel and Lodging Reimbursement

We will reimburse your meals and lodging up to an certain amount if you are stranded more than 100 miles from home due to a covered breakdown.

Repair Locations Across The U.S. and Canada

Repair Locations Across The U.S. and Canada

Your dealership is generally your best option for repair service needs. However, you’ll rest easy knowing that your coverage will be honored at thousands of locations throughout the United States and Canada.

Frequently Asked Questions

In the event of a qualifying mechanical breakdown, a service contract can help reduce costs to repair or replace components that are not covered by the manufacturer’s warranty. The service contract also provides additional benefits such as towing, rental car and emergency roadside assistance for covered mechanical breakdowns. The coverage continues until the expiration date of the service contract or when the expiration mileage is reached, whichever occurs first.

Yes, the advanced technology in today’s vehicles has increased the complexity of even basic repairs. As a result, repair and labor costs are likely to continue increasing. The cost of just one significant repair could exceed the amount of purchasing a service contract today.

Yes, the cost of this coverage may be added to your monthly payment, but it can only be done when you purchase your vehicle. If you are financing your vehicle, ask your dealer for details.

You may be able to transfer any remaining coverage to the next owner. See the service contract for details.

If you still own your vehicle before your coverage expires, you may be able to renew your coverage by purchasing a new service contract, subject to eligibility.

Don't leave the dealership until you’ve added this valuable coverage to your vehicle purchase!

This product is sold exclusively through authorized dealerships in the U.S.

*Source: CNBC.com, January 23, 2025

Updated September 2025